Mainland Finance

Mainland Finance was established in Deniliquin in October 1996 by Harold and Bonnie Clapham. The Bendigo office was established in 1998 by Pauline Schintler. In 2004 a joint partnership was formed between Harold and Bonnie Clapham and Pauline and Geoff Schintler.

The business has progressively grown in regional Australia with offices in Deniliquin and Bendigo and representation in Gunnedah, Wagga and Port Macquarie, and there are plans to continue to grow and develop the business.

Mainland Finance has been – and always will be – committed to regional and rural Australia. This is where we belong and what we know best.

One of the great joys of living and working in the bush is the capacity to change. Regional Australia has a long and creative history of innovation. In fact, the seasonal issues that we are currently confronting have been dealt with in the past by diligent application to changing circumstances.

Australia is not just good at agriculture, it is great, and whilst the number of people involved in percentage terms has declined, their output and productivity has significantly improved, and this provides cause for optimism and provides for enormous opportunities.

Small and medium business is also an important contributor to rural and regional Australia. Often described as the “engine room” of the economy, small and medium business owners are large employers and therefore vital contributors to the general well being of the rural economy. Mainland Finance has a large and diverse client base of small, medium and large businesses, and we pride ourselves assisting in the growth and success of these important cogs in the machinery of country Australia.

As metropolitan Australia comes to grip with the turmoil of the financial crisis and the recession, rural Australia just “gets on with the job”. Country people are used to difficult times. They are constantly at the mercy of the weather, deal with fluctuating commodity prices and understand the environment. And it will be, as usual, regional and country Australia that will eventually provide the impetus and income to bring the country out of recession and back to a growth stage of the cycle.

We at Mainland Finance realise that business in rural Australia will continue to provide great opportunities in the future, and as a result, acknowledge there will be a constant demand for capital and finance.

By being part of the communities we serve, Mainland Finance is perfectly poised to help contribute to a vibrant and growing business sector.