Mainland Finance

Motor vehicle, plant and equipment
All successful businesses are efficient and cost effective. This strategy is directly related to your management and investment in plant and equipment, motor vehicles and other income producing assets.
 
Older vehicles and equipment are more likely to breakdown leading to an increasing maintenance bill and the associated loss of income from downtime. This is a real cost to your business.
 
To obtain the most from your business and to keep pace with technology it is important to maintain the latest up to date equipment.
 
Mainland Finance understands all aspects of equipment financing. When financing plant and equipment there are many factors that should be taken into consideration that affect the type of finance you choose.
 
It is prudent to assess your vehicle, equipment and income producing asset requirements on a regular basis. Therefore, the correct term, the structure of repayments and the type of facility will relate to the age of the vehicle or equipment, the working life of the asset, your tax position, your cash flow and your future requirements.
 
Our commitment is to provide the best and most appropriate finance to protect your investment and improve you future. Our experience has assisted many people establish their businesses and helped many smaller businesses grow, expand and prosper. Our team understands the value of income producing assets and that each individual requires special attention.
 
Home, land and investment
The purchase of your home is both exciting and a major investment decision. For these reasons it is important that you seek qualified and sound advice, when making one of the biggest decisions of your life.
 
It is a daunting task making the decision to purchase a property, whether it’s your first home or an investment property. At Mainland Finance we have the qualified and experienced staff to make your decision easier.
 
Your future is governed by the decisions that you make in the present. In order to make the correct decision there are a number of issues you must address. When it comes to property investment, either a home loan or investment property, you should consider the type of loan, the term of the loan, fixed or variable interest, the capacity to re-draw and above all affordability, because at the end of the day it is your future.
 
We understand the complexities of the Mortgage Industry and are able to effectively simplify and design a loan to suit your requirements. And when you deal with Mainland Finance you have the experienced personnel who are dedicated and work for you now and in the future.
 
At Mainland Finance we are in control of every step of the loan process . From the initial interview and approval through to the documentation and finally settlement. This is our commitment to ensure that your requirements are satisfied. Our commitment to you is to provide you with the best possible loan, including personalised service and cost effective ideas to make your dreams come true.
 
Mainland Finance is recognised as a leading Finance Broker. We have competent and experienced staff and the most up to date technology to ensure that we are able to deliver on our commitment to you. So if you are thinking of purchasing a property for any purpose we are happy to provide you with personalised support.
 
Commercial, rural and business
Commercial, Business or Rural property acquisitions are the single most significant business decisions you make that directly affect your future.
 
It is your decision and should be made after taking into consideration all of the relevant factors and one of the most important considerations is the correct method of financing. How you finance an acquisition is as important as the acquisition itself.
 
Too often the decision to buy is made without due thought to the financing options, which often means you take the first and only option provided by a traditional lender. In order to make an informed choice it is vital your financier understands your business as commercial finance is a specialist area.
 
At Mainland Finance we have the right personnel with excellent commercial experience to fully understand the complexities of the Commercial and Business Lending Industry. This means we can effectively simplify and provide a loan tailored to your requirements.
 
Your future is linked to your commercial loan and should provide for future changes in your lifestyle, commercial growth and prosperity over time.
We take the time to understand your business because the better our understanding of your business the more effective we can be in meeting both your current and future requirements.
 
How often do you just get to know your bank manager and he is gone? It happens all the time. This is not the case at Mainland Finance. We provide you with continuity and flexibility, the two most important aspects of commercial lending.
 
Circumstances change, economic conditions alter, seasons vary, and interest rates change. Any or all of these may occur quickly, and you need to be able to talk to the right person who understands your business.  At Mainland Finance, we are committed prosperous and successful commercial business for all our clients.